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Climate smart credit scoring for financing of maize value chain smallholder farmers: Sidama Region, Wolayita Zone, Gamo Zone and South Omo

author(s)

LERSHA

themes
  • Climate action
regions
  • Ethiopia
original file download
full citation

LERSHA.; Bioversity International and International Center for Tropical Agriculture.; Agricultural Training Institute Ethiopia (2025) Climate smart credit scoring for financing of maize value chain smallholder farmers: Sidama Region, Wolayita Zone, Gamo Zone and South Omo. 23 p.

The Climate-Smart Credit Scoring (CSCS) initiative—implemented by Lersha with Alliance Bioversity International–CIAT, ATI, Awash Bank, and key off-takers—aims to expand climate-resilient agricultural finance for 6,000+ maize smallholders in Sidama. The 2025 phase builds on the 2024 pilot by introducing an enhanced scorecard that integrates climate hazard exposure, adaptive capacity, behavioral indicators, and gender-responsive variables to more accurately assess creditworthiness and strengthen farmer inclusion.